The website www.idealerplus.com (the "Site") is operated by AutoVerify ("AutoVerify"), a Corporation incorporated under the laws of Ontario, Canada.

In these Terms & Conditions:

1. The word "Transaction" is used to describe the instigation of, and the completion of the Credit Application on the Site in support of matching a vehicle, through a Dealership, to the Applicant's credit availability.
2. The words "I", "me" and "my" refer to the Credit Applicant and, if applicable, to each of the Co-Applicants, jointly and severally.
3. The words "you" and "your" refers to each of, AutoVerify, Dealer, Financier, Provider, Issuer and their respective affiliates and successors and assigns, as well as their respective service providers involved in providing services related to a Transaction (the "Service Providers").
4. The words "Use" or "using" includes collecting, copying, storing, maintaining, updating, sharing, transferring, disclosing, and providing access to Information (as defined below).
5. "Information" means all identifying information about me, and includes, but may not be limited to: my name; address; telephone number; date of birth; social insurance number; driver's license number; mother's maiden name; my employment history; income; information related to vehicle insurance policies, including but not limited to coverage and claim information; and information concerning my credit, including, information obtained through a credit reporting agency or credit investigation or from a credit bureau or financial institution or other person or entity, and all information provided by and relating to me in any credit application.

By submitting my Information through this credit application, I certify that all Information provided by me in the credit application or other documentation given in connection with the Transaction is true, accurate and complete in all respects. I authorize AutoVerify and each finance source to which the Dealership sends through the Site on my behalf, an application for a loan, lease or financing of an actual or proposed motor vehicle, recreational vehicle, motorcycle, or watercraft acquisition or other asset acquisition as determined by the parties;

I authorize and consent to the use by you of my Information, for the purpose of initiating, processing or executing the Transaction requested by me, and all reasonable purposes related thereto, including:

1. For legal, regulatory, audit, risk assessment, processing and security purposes (including fraud prevention);
2. For purposes permitted by Canadian law or required by Canadian or applicable foreign law;
3. To create aggregated and anonymous information that may be used for your business purposes;
4. To conduct credit and insurance investigations concerning me from time to time in connection with a Transaction;
5. To exchange my Information with any credit reporting agency, credit bureau, automobile or other asset insurer or aggregator of information for such insurer and/or financier in connection with considering or proceeding with a Transaction;
6. For the purposes described in AutoVerify' privacy policy as updated from time to time (the "Privacy Policy"). The up-to-date version of the Privacy Policy is accessible at www.iDealerPlus.com. I acknowledge that changes to the Privacy Policy may be made from time to time, and that it is my responsibility to review the Privacy Policy periodically in order to remain up-to-date with any such changes.

I acknowledge that, by sending an email to info@iDealerPlus.com, I may: (1) review and update my Information retained by iDealer; and (2) opt out of use of my Information, provided that I recognize that any such opt-out may prevent completion of the Transaction.